function fwLoadMenus() {
  if (window.fw_menu_0) return;
  window.fw_menu_0 = new Menu("root",140,19,"Arial, Helvetica, sans-serif",12,"#FFFFFF","#000000","#000000","#FADFA3",1,1,1,'','');
  
  fw_menu_0.addMenuItem("<b>company profile</b>","location='profile.htm'");
  fw_menu_0.addMenuItem("<b>carrier relationships</b>","location='carrier.htm'");
  fw_menu_0.addMenuItem("<b>our mission</b>","location='mission.htm'");
 //fw_menu_0.bgImageOver="/images/greenarrow.jpg";

   fw_menu_0.hideOnMouseOut=true;

  window.fw_menu_1 = new Menu("root",145,19,"Arial, Helvetica, sans-serif",12,"#FFFFFF","#000000","#000000","#FADFA3",1,1,1,'','');
  
  fw_menu_1.addMenuItem("<b>management liability</b>","location='mgmtliability.htm'");
  fw_menu_1.addMenuItem("<b>professional liability</b>","location='proliability.htm'");
  fw_menu_1.addMenuItem("<b>programs</b>","location='programs.htm'");
  fw_menu_1.addMenuItem("<b>property & casualty</b>","location='pandc.htm'");
  fw_menu_1.addMenuItem("<b>surety bonding</b>","location='surety.htm'");
 //fw_menu_1.bgImageOver="/images/greenarrow.jpg";

   fw_menu_1.hideOnMouseOut=true;

  window.fw_menu_2 = new Menu("root",119,19,"Arial, Helvetica, sans-serif",12,"#FFFFFF","#000000","#000000","#FADFA3",1,1,1,'','');
  
  fw_menu_2.addMenuItem("<b>our process</b>","location='needs.htm'");
  fw_menu_2.addMenuItem("<b>resource center</b>","location='resource.htm'");
  fw_menu_2.addMenuItem("<b>testimonials</b>","location='testimonials.htm'");  
 //fw_menu_2.bgImageOver="/images/greenarrow.jpg";

   fw_menu_2.hideOnMouseOut=true;

  window.fw_menu_3 = new Menu("root",141,19,"times new roman, Verdana, Arial, Helvetica, sans-serif",11,"#000000","#FFFFFF","#FFFFFF","#0C1E06",1,1,1,'','');
  
  fw_menu_3.addMenuItem("Prayer and Liturgy","location='/published/community_life/prayer_and_liturgy.html'");
  fw_menu_3.addMenuItem("Social Activities","location='/published/community_life/social_activites.html'");
  fw_menu_3.addMenuItem("Our Location","location='/published/community_life/our_location.html'");  
  fw_menu_3.addMenuItem("Calendar","location='/published/community_life/calendar.html'");  
  fw_menu_3.addMenuItem("TC Bulletin Board","location='/published/community_life/bulletin_board.html'");  
 //fw_menu_3.bgImageOver="/images/greenarrow.jpg";

   fw_menu_3.hideOnMouseOut=true;

  fw_menu_3.writeMenus();
}