Insurance Brokerage and Bonding
WELCOME TO TCG COMMERCIAL INSURANCE AND SURETY BONDING
To manage and “grow” any business requires a certain level of risk, as the potential for an unexpected issue or challenge to halt a great idea in its tracks always exists. Just one misstep can force an entire company to change direction. However, with proper planning and the proper insurance, a potential risk can become a positive opportunity.
As one of the nation’s leading insurance service and surety bonding providers, The Cayemitte Group specializes in managing potential risks to keep you and your business on track and moving forward. We provide strategic and operational risk management services across a wide range of industries and companies, at all stages of the business life cycle. Above all, as a partner in your vision, we work to ensure that neither current nor future risks inhibit your growth.
Our high success rate in the surety bonding arena is embedded in our seasoned experience having been underwriters. We understand how an underwriter approaches the bonding of different types of accounts, and therefore, we’re better able to anticipate what information is important and how to best present that information for a positive outcome. Many agencies today focus solely on processing an application. We help the contractor understand what is required in order to be bonded through comprehensive capacity building and education programs.
As former underwriters, we’ve handled a broad range of issues. Now, as agents, we utilize our underwriting experience to help translate risk so underwriters feel both comfortable and interested in providing the most competitive product. Our expertise positions us well to partner with Global insurance brokers to provide insurance services to large public agencies and Fortune 100 companies.
Products and Services
The Cayemitte Group is a full-service brokerage agency that offers sound, trustworthy advice and a wide array of insurance and surety bonding solutions. Licensed in multiple states, the Cayemitte Group is dedicated to providing its clients with structured programs offering the most competitive pricing, terms and conditions. We proudly offer products and services for the following lines of commercial insurance and surety bonds.
Professional Lines Group
Levy Ratner, P.C.
The following resources are provided to guide our readers toward invaluable information on a variety of insurance-related topics.
Insurance trade magazine
Professional Liability Underwriting Society
Research and underwriting information for Professional Liability specialists
Watson Wyatt Worldwide
Actuarial and consulting firm that conducts an annual survey on Directors & Officers liability
The Director’s Network, Inc.
Seminars and workshops which prepare both the first-time and the experienced director for their roles and responsibilities on a board.
The Corporate Library
Resource center related to Directors and Officers
A.M. Best Company is a full-service credit rating organization dedicated to serving the financial services industries, including the banking and insurance sectors. Policyholders and depositors refer to Best’s ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles.
http://www.auditintegrity.com/ Audit Integrity was founded in 2002 to develop risk management tools based on a statistical analysis of corporate integrity.
National Council on Compensation Insurance, Inc. (NCCI)
National Council on Compensation Insurance is the largest provider of workers compensation and employee injury data and statistics in the nation. NCCI analyzes industry trends, prepares workers compensation insurance rate recommendations, determines the cost of proposed legislation, and provides a variety of services and tools to maintain a healthy workers compensation system.
IRMI – International Risk Management Institute
IRMI is an invaluable resource to the professional insurance and risk management community by providing content, conferences, continuing education, and certifications.